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For home insurance, Moneysupermarket searches 33 per cent of the total market – although this is still far higher than some of its rivals.

To take part you have to sign up through Cheap Energy Club’s online form.

Everybody, everybody, everybody should be checking if they can slash the cost of car insurance right now.

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So check and if it’s costly, pay upfront if you can.

If not, try to get one of the many year-long-plus 0% credit cards.

Also there can be special promo deals not included - there’s a list at mse.me/insurancedeals And always check that the policy has the right level of cover for you.2. Plus many are overpaying already, especially those who just auto-renew each year. A few insurers offer special discounts if you have more than one car in the home – but comparison sites can’t include these deals, so do it manually. Multicar gives discounts of up to 25%, depending on how many cars you insure. Comprehensive cover may be cheaper than third party.

Bizarrely, merely selecting comprehensive means some insurers see you as a lower risk, and it lowers the price, so always check comprehensive too if you want the cheapest.5. Again, counter-intuitively adding another person to the policy can bring down your premium, as the average risk is reduced.

There’s lots of help on the Cheap Energy Club registration page, plus Money Saving Expert have an FAQ page covering the important points.